Beyond Finances. Building Legacies.
I am a CFP® and IFP professional, specializing in generational wealth planning for individuals, families, and business owners—helping them build, protect, and transfer wealth effectively across generations.
Hello, I’m Er Hern,
A Licensed Financial Planner
Financial Planner at Phillip Wealth Planners Sdn Bhd (CMSRL Holder, eCMSRL/C3708/2024, licensed by Securities Commission Malaysia)
Financial Adviser Representative and Islamic Financial Adviser Representative at 8VI FIN Malaysia Sdn Bhd (Approved Financial Adviser licensed by Bank Negara Malaysia)
Comprehensive Financial Planning
Our comprehensive financial planning covers all aspects of your financial life.
Cash Flow Planning
Our dedicated team of financial planners will work closely with you to analyze your current cash flow, identify areas for improvement, and develop a personalized plan to maximize your financial resources.
Insurance Planning
With our personalized approach to insurance planning, you can rest assured knowing that you have the protection you need to weather any storm.
Investment Planning
From asset allocation and portfolio diversification to selecting the right investment vehicles and monitoring performance, we’ll help you make informed decisions to optimize your investment returns.
Tax Planning
We work with experienced tax advisors to develop personalised tax strategies tailored to your unique financial situation, whether you’re a business owner, an investor, or an individual taxpayer.
Retirement Planning
Our goal is to empower you to retire on your own terms, with the financial security and freedom to enjoy the lifestyle you’ve always dreamed of.
Legacy & Estate Planning
With proactive estate planning, you can have peace of mind knowing that your wishes will be carried out and your loved ones will be provided for, even after you’re gone.
Children Education Planning
Start early in children education planning to ensure that your children have access to the best possible opportunities for academic success.
An array of resources
Our comprehensive suite of professional services caters to a diverse clientele, ranging from homeowners to commercial developers.
Études Architect App
- Collaborate with fellow architects.
- Showcase your projects.
- Experience the world of architecture.
Études Newsletter
- A world of thought-provoking articles.
- Case studies that celebrate architecture.
- Exclusive access to design insights.
Thanks to Erhern, I finally feel in control of my finances. He explained everything clearly and helped me make the right decisions.
Dr. Khoo
Medical Doctor
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