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Études is a pioneering firm that seamlessly merges creativity and functionality to redefine architectural excellence.

Hello, I’m Er Hern,
A Licensed Financial Planner
Experience personalized financial coaching tailored to your unique goals and circumstances

Comprehensive Financial Planning
Our comprehensive financial planning covers all aspects of your financial life.

Cash Flow Planning
Our dedicated team of financial planners will work closely with you to analyze your current cash flow, identify areas for improvement, and develop a personalized plan to maximize your financial resources.

Insurance Planning
With our personalized approach to insurance planning, you can rest assured knowing that you have the protection you need to weather any storm.

Investment Planning
From asset allocation and portfolio diversification to selecting the right investment vehicles and monitoring performance, we’ll help you make informed decisions to optimize your investment returns.

Tax Planning
We work with experienced tax advisors to develop personalised tax strategies tailored to your unique financial situation, whether you’re a business owner, an investor, or an individual taxpayer.

Retirement Planning
Our goal is to empower you to retire on your own terms, with the financial security and freedom to enjoy the lifestyle you’ve always dreamed of.

Legacy & Estate Planning
With proactive estate planning, you can have peace of mind knowing that your wishes will be carried out and your loved ones will be provided for, even after you’re gone.

Children Education Planning
Start early in children education planning to ensure that your children have access to the best possible opportunities for academic success.
An array of resources
Our comprehensive suite of professional services caters to a diverse clientele, ranging from homeowners to commercial developers.
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“Études has saved us thousands of hours of work and has unlocked insights we never thought possible.”
Annie Steiner
CEO, Greenprint
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